Cashback or cash back, but what is it?
Simply put, it’s the art of putting cash back in your pockets (or wallet) for each transaction you make.
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You love coupons and rebates don’t you?
Who doesn’t!
But coupons are not the only way you can save money when buying your regular groceries or even when buying online, such as on Amazon, Best Buy or Walmart.
Several Cashback website/apps appeared in the last few years, and they sometimes give a substantial amount of cash back to buyers world wide.
Cashback… But what is it?
Cashback is a promotional technique that is used by website when a third party agrees to give back to customers a percentage of the money spent buying an article using there platform.
The website receive a commission for bringing customer to the store and they give back between 10 and 90% of that commission back to the customer for the transaction
Several website and apps developers have partnered with major brands to be able to give their members a certain amount of money it can vary from 1% to 30% of the buying price!
I have tried a few and I am often juggling between them to make sure I get the most bang for my buck!
Swagbucks
You probably already know Swagbucks or at least heard of it.
If you don’t, it is a great website that offers much more then cashback!
You complete tasks, such as watching videos, answering surveys, completing offers and you get a certain amount of Swagbucks.
Those SBs can then be exchanged for major brand gift cards such as Walmart, Best Buy and Amazon, etc.
If you don’t have an account already, I suggest that you create a free account and that you look at the opportunity it offers.
It will not get you rich, but it can help you get a gift to a loved one for free!
I have been on there for about some years and I already made a few hundred dollars out of it.
Now back to the cashback.
Swagbuck has a great variety of merchants that it has partnered with. As such, there is a high chance that you will find your favorite store in there list.
The Swagbutton is a new addition to google Chrome that will notify you if Swagbuck is partnered with that website and the amount, as a percentage, of cashback you might be entitled. By installing it, you will never miss a cashback opportunity again.
Giving assitant
The founders of giving assistant are of a special breed.
This website is not only about cashback, but also about helping out society.
The cashback you earn, between 2 and 30% can be sent directly to your favorite non profit organization, if you want.
They have over 3000 stores/partners where cashback are offered and they also list over a hundred Non profit organization for you to choose.
If your favorite one is not listed, you can always contact them to see what can be done about it.
In addition to the cashback, they also offer coupons for most of the stores.
You could be in for major saving!
When you join, there are 2 options, normal accounts and Power user accounts. For a small fee, 5.99$ a year, they double the amount of cashback you receive and they also make their payment faster. If you are really a power shopper, that what I would suggest.
All in all, Giving Assistant is one of my favorite cashback website, not only for their high cashback but also for their helping human nature.
Join Giving Assistant now!
Ebates
Ebates is one of the most popular cashback website/Apps, it has already given back almost 325 million dollars!
There are both a Canadian Ebates and an USA Ebates.
This one is really straight forward. It provide a high cashback ratio, discounts and coupons, much like Giving assistant.
There payout is relatively fast and efficient.
It get’s the job of putting money back in your pocket in a efficient way.
Join Ebates USA now!
Join Ebates Canada now!
Checkout51
Checkout51 a website/app that helps you save money on the brands you love.
Every Thursday morning, Checkout 51 updates its offer with a new list.
All you have to do is pick the ones you like, purchase them at any store, and upload a photo of your receipt through their mobile app or website.
Sometimes, you can combine offers and get some extra cash!
When your account reaches $20, Checkout 51 can send you a check.
Others
There are other website, specially for our europeen friends, that are available, but I haven’t tried them due to my location.
If you want a list, I could compile one without any problems.
Bottom line
Although they will not get you rich, these website/apps will increase your purchasing power.
You might not think it is a lot, but try them out for a complete year, you will see that you will get a non insignificant portion of cash back.
At least, it can pay for some gifts when Christmas comes!
The more of these you subscribe too, the better the deals you will get!
Additional Consideration…
If you want even more opportunity for cash back, you might want to look at a credit card that offer cashback,
It could be called double dipping, but by paying your online of offline transaction with your cash back card using one of the above platform, you will get 2 different sources of cash back.
Are there any other site you are using?
